Helsana or EGK in Region 2 of canton Valais?

In Region 2, Helsana is CHF 387.60 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Helsana comes down to CHF 440.30 a month, EGK to CHF 472.60. The gap is CHF 387.60 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Agrisano, at CHF 406.30 a month. Moving there rather than to Helsana is worth CHF 408.00 more a year. Agrisano

Helsana ranks 8 and EGK ranks 19, out of 28 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	Helsana	EGK	Gap
300	CHF 518.00	CHF 539.20	− 21.20
500	CHF 506.40	CHF 527.50	− 21.10
1'000	CHF 477.20	CHF 498.30	− 21.10
1'500	CHF 448.00	CHF 469.20	− 21.20
2'000	CHF 418.90	CHF 440.00	− 21.10
2'500	CHF 389.70	CHF 410.80	− 21.10

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, Helsana moves by − 0.9 % and EGK by + 1.5 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.