Helsana or KPT in Region 2 of canton Basel-Landschaft?

In Region 2, Helsana is CHF 1.20 a year cheaper than KPT for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Helsana comes down to CHF 531.20 a month, KPT to CHF 531.30. The gap is CHF 1.20 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Agrisano, at CHF 494.80 a month. Moving there rather than to Helsana is worth CHF 436.80 more a year. Agrisano

Helsana ranks 6 and KPT ranks 7, out of 23 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	Helsana	KPT	Gap
300	CHF 625.00	CHF 632.10	− 7.10
500	CHF 613.40	CHF 620.50	− 7.10
1'000	CHF 584.20	CHF 591.30	− 7.10
1'500	CHF 555.00	CHF 562.10	− 7.10
2'000	CHF 525.90	—	—
2'500	CHF 496.70	CHF 503.80	− 7.10

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, Helsana moves by + 3.3 % and KPT by + 1.0 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.