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Helsana or KPT in Region 2 of canton Valais?

In Region 2, Helsana is CHF 42.00 a year cheaper than KPT for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Helsana comes down to CHF 440.30 a month, KPT to CHF 443.80. The gap is CHF 42.00 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 406.30 a month. Moving there rather than to Helsana is worth CHF 408.00 more a year. Agrisano

Where they stand in the region

Helsana ranks 8 and KPT ranks 9, out of 28 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleHelsanaKPTGap
300CHF 518.00CHF 522.70− 4.70
500CHF 506.40CHF 511.10− 4.70
1'000CHF 477.20CHF 481.90− 4.70
1'500CHF 448.00CHF 452.70− 4.70
2'000CHF 418.90
2'500CHF 389.70CHF 394.40− 4.70

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelHelsanaKPT
Other modelCHF 440.30CHF 443.80
Family doctorCHF 440.30CHF 447.80
Free choice of doctorCHF 518.00CHF 522.70

How they moved in this region

Against 2025, Helsana moves by − 0.9 % and KPT by + 4.2 % in this region.

Helsana, KPT, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.