Helsana or Mutuel in Region 1 of canton Basel-Landschaft?
In Region 1, Helsana is CHF 4.80 a year cheaper than Mutuel for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Helsana comes down to CHF 572.00 a month, Mutuel to CHF 572.40. The gap is CHF 4.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Sanitas, at CHF 558.30 a month. Moving there rather than to Helsana is worth CHF 164.40 more a year. Sanitas
Where they stand in the region
Helsana ranks 7 and Mutuel ranks 9, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Helsana | Mutuel | Gap |
|---|---|---|---|
| 300 | CHF 681.00 | CHF 669.40 | + 11.60 |
| 500 | CHF 669.40 | CHF 657.90 | + 11.50 |
| 1'000 | CHF 640.20 | CHF 628.90 | + 11.30 |
| 1'500 | CHF 611.00 | CHF 599.40 | + 11.60 |
| 2'000 | CHF 581.90 | CHF 570.40 | + 11.50 |
| 2'500 | CHF 552.70 | CHF 541.40 | + 11.30 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Helsana | Mutuel |
|---|---|---|
| Other model | CHF 572.00 | CHF 572.40 |
| Family doctor | CHF 572.00 | CHF 609.20 |
| Free choice of doctor | CHF 681.00 | CHF 669.40 |
| HMO practice | — | CHF 589.10 |
How they moved in this region
Against 2025, Helsana moves by + 5.0 % and Mutuel by + 4.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.