Helsana or Mutuel in Region 2 of canton Basel-Landschaft?
In Region 2, Helsana is CHF 81.60 a year cheaper than Mutuel for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Helsana comes down to CHF 531.20 a month, Mutuel to CHF 538.00. The gap is CHF 81.60 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 494.80 a month. Moving there rather than to Helsana is worth CHF 436.80 more a year. Agrisano
Where they stand in the region
Helsana ranks 6 and Mutuel ranks 8, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Helsana | Mutuel | Gap |
|---|---|---|---|
| 300 | CHF 625.00 | CHF 629.30 | − 4.30 |
| 500 | CHF 613.40 | CHF 617.80 | − 4.40 |
| 1'000 | CHF 584.20 | CHF 588.80 | − 4.60 |
| 1'500 | CHF 555.00 | CHF 559.30 | − 4.30 |
| 2'000 | CHF 525.90 | CHF 530.30 | − 4.40 |
| 2'500 | CHF 496.70 | CHF 501.30 | − 4.60 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Helsana | Mutuel |
|---|---|---|
| Family doctor | CHF 531.20 | CHF 572.70 |
| Other model | CHF 543.70 | CHF 538.00 |
| Free choice of doctor | CHF 625.00 | CHF 629.30 |
| HMO practice | — | CHF 553.80 |
How they moved in this region
Against 2025, Helsana moves by + 3.3 % and Mutuel by + 4.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.