Helsana or ÖKK in Region 2 of canton Basel-Landschaft?
In Region 2, ÖKK is CHF 126.00 a year cheaper than Helsana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 520.70 a month, Helsana to CHF 531.20. The gap is CHF 126.00 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 494.80 a month. Moving there rather than to ÖKK is worth CHF 310.80 more a year. Agrisano
Where they stand in the region
Helsana ranks 6 and ÖKK ranks 2, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Helsana | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 625.00 | CHF 585.00 | + 40.00 |
| 500 | CHF 613.40 | CHF 573.40 | + 40.00 |
| 1'000 | CHF 584.20 | CHF 544.20 | + 40.00 |
| 1'500 | CHF 555.00 | CHF 515.00 | + 40.00 |
| 2'000 | CHF 525.90 | CHF 485.90 | + 40.00 |
| 2'500 | CHF 496.70 | CHF 456.70 | + 40.00 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Helsana | ÖKK |
|---|---|---|
| Family doctor | CHF 531.20 | CHF 526.50 |
| Other model | CHF 543.70 | CHF 526.50 |
| Free choice of doctor | CHF 625.00 | CHF 585.00 |
| HMO practice | — | CHF 520.70 |
How they moved in this region
Against 2025, Helsana moves by + 3.3 % and ÖKK by + 5.7 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.