Helsana or Sanitas in Region 1 of canton Basel-Landschaft?
In Region 1, Sanitas is CHF 164.40 a year cheaper than Helsana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Sanitas comes down to CHF 558.30 a month, Helsana to CHF 572.00. The gap is CHF 164.40 a year, 300-franc deductible, accident cover included.
What the question hides
Sanitas is also the cheapest insurer in the region, out of 23 active insurers. Duel and ranking give the same answer here.
Where they stand in the region
Helsana ranks 7 and Sanitas ranks 1, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Helsana | Sanitas | Gap |
|---|---|---|---|
| 300 | CHF 681.00 | CHF 656.80 | + 24.20 |
| 500 | CHF 669.40 | CHF 645.20 | + 24.20 |
| 1'000 | CHF 640.20 | CHF 616.00 | + 24.20 |
| 1'500 | CHF 611.00 | CHF 586.80 | + 24.20 |
| 2'000 | CHF 581.90 | CHF 557.70 | + 24.20 |
| 2'500 | CHF 552.70 | CHF 528.50 | + 24.20 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Helsana | Sanitas |
|---|---|---|
| Other model | CHF 572.00 | CHF 558.30 |
| Family doctor | CHF 572.00 | CHF 571.40 |
| Free choice of doctor | CHF 681.00 | CHF 656.80 |
| HMO practice | — | CHF 597.70 |
How they moved in this region
Against 2025, Helsana moves by + 5.0 % and Sanitas by + 3.0 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.