Helsana or Sanitas in Region 2 of canton Zurich?
In Region 2, Sanitas is CHF 64.80 a year cheaper than Helsana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Sanitas comes down to CHF 488.40 a month, Helsana to CHF 493.80. The gap is CHF 64.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 467.90 a month. Moving there rather than to Sanitas is worth CHF 246.00 more a year. Agrisano
Where they stand in the region
Helsana ranks 8 and Sanitas ranks 6, out of 27 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Helsana | Sanitas | Gap |
|---|---|---|---|
| 300 | CHF 595.00 | CHF 567.80 | + 27.20 |
| 500 | CHF 583.40 | CHF 556.20 | + 27.20 |
| 1'000 | CHF 554.20 | CHF 527.00 | + 27.20 |
| 1'500 | CHF 525.00 | CHF 497.80 | + 27.20 |
| 2'000 | CHF 495.90 | CHF 468.70 | + 27.20 |
| 2'500 | CHF 466.70 | CHF 439.50 | + 27.20 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Helsana | Sanitas |
|---|---|---|
| Family doctor | CHF 493.80 | CHF 494.00 |
| Other model | CHF 499.80 | CHF 488.40 |
| Free choice of doctor | CHF 595.00 | CHF 567.80 |
| HMO practice | — | CHF 516.70 |
How they moved in this region
Against 2025, Helsana moves by + 6.7 % and Sanitas by + 3.8 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.