Helsana or SWICA in Region 2 of canton Valais?
In Region 2, Helsana is CHF 97.20 a year cheaper than SWICA for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Helsana comes down to CHF 440.30 a month, SWICA to CHF 448.40. The gap is CHF 97.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 406.30 a month. Moving there rather than to Helsana is worth CHF 408.00 more a year. Agrisano
Where they stand in the region
Helsana ranks 8 and SWICA ranks 13, out of 28 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Helsana | SWICA | Gap |
|---|---|---|---|
| 300 | CHF 518.00 | CHF 515.30 | + 2.70 |
| 500 | CHF 506.40 | CHF 503.70 | + 2.70 |
| 1'000 | CHF 477.20 | CHF 474.50 | + 2.70 |
| 1'500 | CHF 448.00 | CHF 445.30 | + 2.70 |
| 2'000 | CHF 418.90 | CHF 416.20 | + 2.70 |
| 2'500 | CHF 389.70 | CHF 387.00 | + 2.70 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Helsana | SWICA |
|---|---|---|
| Other model | CHF 440.30 | CHF 474.10 |
| Family doctor | CHF 440.30 | CHF 448.40 |
| Free choice of doctor | CHF 518.00 | CHF 515.30 |
How they moved in this region
Against 2025, Helsana moves by − 0.9 % and SWICA by + 1.5 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.