KPT or EGK in Region 1 of canton Basel-Landschaft?

In Region 1, KPT is CHF 831.60 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

KPT comes down to CHF 569.30 a month, EGK to CHF 638.60. The gap is CHF 831.60 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Sanitas, at CHF 558.30 a month. Moving there rather than to KPT is worth CHF 132.00 more a year. Sanitas

KPT ranks 5 and EGK ranks 20, out of 23 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	KPT	EGK	Gap
300	CHF 679.60	CHF 751.20	− 71.60
500	CHF 668.00	CHF 739.60	− 71.60
1'000	CHF 638.80	CHF 710.40	− 71.60
1'500	CHF 609.60	CHF 681.20	− 71.60
2'000	—	CHF 652.10	—
2'500	CHF 551.30	CHF 622.90	− 71.60

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, KPT moves by + 0.4 % and EGK by + 4.3 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.