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KPT or EGK in Region 2 of canton Basel-Landschaft?

In Region 2, KPT is CHF 201.60 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

KPT comes down to CHF 531.30 a month, EGK to CHF 548.10. The gap is CHF 201.60 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 494.80 a month. Moving there rather than to KPT is worth CHF 438.00 more a year. Agrisano

Where they stand in the region

KPT ranks 7 and EGK ranks 11, out of 23 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleKPTEGKGap
300CHF 632.10CHF 672.40− 40.30
500CHF 620.50CHF 660.70− 40.20
1'000CHF 591.30CHF 631.50− 40.20
1'500CHF 562.10CHF 602.40− 40.30
2'000—CHF 573.20—
2'500CHF 503.80CHF 544.00− 40.20

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelKPTEGK
Other modelCHF 531.30CHF 548.10
Family doctorCHF 551.50CHF 601.80
HMO practiceCHF 551.50—
Free choice of doctorCHF 632.10CHF 672.40

How they moved in this region

Against 2025, KPT moves by + 1.0 % and EGK by + 4.2 % in this region.

KPT, EGK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.