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KPT or EGK in Region 2 of canton Fribourg?

In Region 2, KPT is CHF 85.20 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

KPT comes down to CHF 471.00 a month, EGK to CHF 478.10. The gap is CHF 85.20 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 450.00 a month. Moving there rather than to KPT is worth CHF 252.00 more a year. Agrisano

Where they stand in the region

KPT ranks 5 and EGK ranks 9, out of 23 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleKPTEGKGap
300CHF 556.70CHF 553.10+ 3.60
500CHF 545.10CHF 541.40+ 3.70
1'000CHF 515.90CHF 512.20+ 3.70
1'500CHF 486.70CHF 483.10+ 3.60
2'000—CHF 453.90—
2'500CHF 428.40CHF 424.70+ 3.70

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelKPTEGK
Other modelCHF 471.00CHF 478.10
Family doctorCHF 492.40CHF 484.00
HMO practiceCHF 492.40—
Free choice of doctorCHF 556.70CHF 553.10

How they moved in this region

Against 2025, KPT moves by + 3.3 % and EGK by + 0.6 % in this region.

KPT, EGK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.