Skip to content
Sophie

KPT or EGK in Region 2 of canton Grisons?

In Region 2, KPT is CHF 802.80 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

KPT comes down to CHF 447.90 a month, EGK to CHF 514.80. The gap is CHF 802.80 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 418.00 a month. Moving there rather than to KPT is worth CHF 358.80 more a year. Agrisano

Where they stand in the region

KPT ranks 6 and EGK ranks 22, out of 24 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleKPTEGKGap
300CHF 538.10CHF 584.90− 46.80
500CHF 526.50CHF 573.30− 46.80
1'000CHF 497.30CHF 544.10− 46.80
1'500CHF 468.10CHF 514.90− 46.80
2'000—CHF 485.80—
2'500CHF 409.80CHF 456.60− 46.80

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelKPTEGK
Family doctorCHF 447.90CHF 545.90
Other modelCHF 456.10CHF 514.80
HMO practiceCHF 476.60—
Free choice of doctorCHF 538.10CHF 584.90

How they moved in this region

Against 2025, KPT moves by + 4.2 % and EGK by + 3.1 % in this region.

KPT, EGK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.