KPT or EGK in Region 1 of canton Ticino?

In Region 1, KPT is CHF 235.20 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

KPT comes down to CHF 613.30 a month, EGK to CHF 632.90. The gap is CHF 235.20 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Agrisano, at CHF 583.90 a month. Moving there rather than to KPT is worth CHF 352.80 more a year. Agrisano

KPT ranks 4 and EGK ranks 11, out of 21 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	KPT	EGK	Gap
300	CHF 734.60	CHF 740.20	− 5.60
500	CHF 723.00	CHF 728.60	− 5.60
1'000	CHF 693.80	CHF 699.40	− 5.60
1'500	CHF 664.60	CHF 670.20	− 5.60
2'000	—	CHF 641.10	—
2'500	CHF 606.30	CHF 611.90	− 5.60

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, KPT moves by + 7.8 % and EGK by + 5.2 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.