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KPT or EGK in Region 2 of canton Ticino?

In Region 2, KPT is CHF 228.00 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

KPT comes down to CHF 565.90 a month, EGK to CHF 584.90. The gap is CHF 228.00 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 539.00 a month. Moving there rather than to KPT is worth CHF 322.80 more a year. Agrisano

Where they stand in the region

KPT ranks 4 and EGK ranks 10, out of 21 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleKPTEGKGap
300CHF 675.30CHF 692.10− 16.80
500CHF 663.70CHF 680.50− 16.80
1'000CHF 634.50CHF 651.30− 16.80
1'500CHF 605.30CHF 622.10− 16.80
2'000—CHF 593.00—
2'500CHF 547.00CHF 563.80− 16.80

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelKPTEGK
Other modelCHF 565.90CHF 584.90
Family doctorCHF 593.30CHF 591.80
HMO practiceCHF 593.30—
Free choice of doctorCHF 675.30CHF 692.10

How they moved in this region

Against 2025, KPT moves by + 4.7 % and EGK by + 5.8 % in this region.

KPT, EGK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.