KPT or EGK in Region 1 of canton Valais?
In Region 1, KPT is CHF 306.00 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
KPT comes down to CHF 504.90 a month, EGK to CHF 530.40. The gap is CHF 306.00 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Atupri, at CHF 481.20 a month. Moving there rather than to KPT is worth CHF 284.40 more a year. Atupri
Where they stand in the region
KPT ranks 14 and EGK ranks 20, out of 26 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | KPT | EGK | Gap |
|---|---|---|---|
| 300 | CHF 605.00 | CHF 586.00 | + 19.00 |
| 500 | CHF 593.40 | CHF 574.40 | + 19.00 |
| 1'000 | CHF 564.20 | CHF 545.20 | + 19.00 |
| 1'500 | CHF 535.00 | CHF 516.00 | + 19.00 |
| 2'000 | — | CHF 486.90 | — |
| 2'500 | CHF 476.70 | CHF 457.70 | + 19.00 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | KPT | EGK |
|---|---|---|
| Family doctor | CHF 504.90 | CHF 565.50 |
| Other model | CHF 509.70 | CHF 530.40 |
| Free choice of doctor | CHF 605.00 | CHF 586.00 |
How they moved in this region
Against 2025, KPT moves by + 4.8 % and EGK by + 2.8 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.