KPT or EGK in Region 2 of canton Valais?

In Region 2, KPT is CHF 345.60 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

KPT comes down to CHF 443.80 a month, EGK to CHF 472.60. The gap is CHF 345.60 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Agrisano, at CHF 406.30 a month. Moving there rather than to KPT is worth CHF 450.00 more a year. Agrisano

KPT ranks 9 and EGK ranks 19, out of 28 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	KPT	EGK	Gap
300	CHF 522.70	CHF 539.20	− 16.50
500	CHF 511.10	CHF 527.50	− 16.40
1'000	CHF 481.90	CHF 498.30	− 16.40
1'500	CHF 452.70	CHF 469.20	− 16.50
2'000	—	CHF 440.00	—
2'500	CHF 394.40	CHF 410.80	− 16.40

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, KPT moves by + 4.2 % and EGK by + 1.5 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.