KPT or EGK in Region 1 of canton Vaud?
In Region 1, KPT is CHF 51.60 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
KPT comes down to CHF 622.10 a month, EGK to CHF 626.40. The gap is CHF 51.60 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Atupri, at CHF 570.10 a month. Moving there rather than to KPT is worth CHF 624.00 more a year. Atupri
Where they stand in the region
KPT ranks 16 and EGK ranks 17, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | KPT | EGK | Gap |
|---|---|---|---|
| 300 | CHF 745.50 | CHF 699.80 | + 45.70 |
| 500 | CHF 733.90 | CHF 688.20 | + 45.70 |
| 1'000 | CHF 704.70 | CHF 659.00 | + 45.70 |
| 1'500 | CHF 675.50 | CHF 629.80 | + 45.70 |
| 2'000 | — | CHF 600.70 | — |
| 2'500 | CHF 617.20 | CHF 571.50 | + 45.70 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | KPT | EGK |
|---|---|---|
| Other model | CHF 622.10 | CHF 626.40 |
| HMO practice | CHF 640.60 | — |
| Family doctor | CHF 652.90 | CHF 626.40 |
| Free choice of doctor | CHF 745.50 | CHF 699.80 |
How they moved in this region
Against 2025, KPT moves by + 5.9 % and EGK by + 3.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.