KPT or EGK in Region 2 of canton Vaud?
In Region 2, EGK is CHF 98.40 a year cheaper than KPT for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
EGK comes down to CHF 554.30 a month, KPT to CHF 562.50. The gap is CHF 98.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Assura-Basis, at CHF 537.30 a month. Moving there rather than to EGK is worth CHF 204.00 more a year. Assura-Basis
Where they stand in the region
KPT ranks 13 and EGK ranks 6, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | KPT | EGK | Gap |
|---|---|---|---|
| 300 | CHF 671.10 | CHF 633.40 | + 37.70 |
| 500 | CHF 659.50 | CHF 621.70 | + 37.80 |
| 1'000 | CHF 630.30 | CHF 592.50 | + 37.80 |
| 1'500 | CHF 601.10 | CHF 563.40 | + 37.70 |
| 2'000 | — | CHF 534.20 | — |
| 2'500 | CHF 542.80 | CHF 505.00 | + 37.80 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | KPT | EGK |
|---|---|---|
| Other model | CHF 562.50 | CHF 554.30 |
| HMO practice | CHF 568.00 | — |
| Family doctor | CHF 589.70 | CHF 554.30 |
| Free choice of doctor | CHF 671.10 | CHF 633.40 |
How they moved in this region
Against 2025, KPT moves by + 4.3 % and EGK by + 4.5 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.