KPT or EGK in Region 2 of canton Zurich?

In Region 2, KPT is CHF 405.60 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

KPT comes down to CHF 483.30 a month, EGK to CHF 517.10. The gap is CHF 405.60 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Agrisano, at CHF 467.90 a month. Moving there rather than to KPT is worth CHF 184.80 more a year. Agrisano

KPT ranks 4 and EGK ranks 20, out of 27 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	KPT	EGK	Gap
300	CHF 572.00	CHF 586.90	− 14.90
500	CHF 560.40	CHF 575.30	− 14.90
1'000	CHF 531.20	CHF 546.10	− 14.90
1'500	CHF 502.00	CHF 516.90	− 14.90
2'000	—	CHF 487.80	—
2'500	CHF 443.70	CHF 458.60	− 14.90

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, KPT moves by + 3.3 % and EGK by + 4.2 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.