KPT or Mutuel in Region 1 of canton Basel-Landschaft?
In Region 1, KPT is CHF 37.20 a year cheaper than Mutuel for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
KPT comes down to CHF 569.30 a month, Mutuel to CHF 572.40. The gap is CHF 37.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Sanitas, at CHF 558.30 a month. Moving there rather than to KPT is worth CHF 132.00 more a year. Sanitas
Where they stand in the region
KPT ranks 5 and Mutuel ranks 9, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | KPT | Mutuel | Gap |
|---|---|---|---|
| 300 | CHF 679.60 | CHF 669.40 | + 10.20 |
| 500 | CHF 668.00 | CHF 657.90 | + 10.10 |
| 1'000 | CHF 638.80 | CHF 628.90 | + 9.90 |
| 1'500 | CHF 609.60 | CHF 599.40 | + 10.20 |
| 2'000 | — | CHF 570.40 | — |
| 2'500 | CHF 551.30 | CHF 541.40 | + 9.90 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | KPT | Mutuel |
|---|---|---|
| Other model | CHF 569.30 | CHF 572.40 |
| Family doctor | CHF 591.40 | CHF 609.20 |
| HMO practice | CHF 591.40 | CHF 589.10 |
| Free choice of doctor | CHF 679.60 | CHF 669.40 |
How they moved in this region
Against 2025, KPT moves by + 0.4 % and Mutuel by + 4.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.