KPT or Mutuel in Region 2 of canton Basel-Landschaft?
In Region 2, KPT is CHF 80.40 a year cheaper than Mutuel for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
KPT comes down to CHF 531.30 a month, Mutuel to CHF 538.00. The gap is CHF 80.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 494.80 a month. Moving there rather than to KPT is worth CHF 438.00 more a year. Agrisano
Where they stand in the region
KPT ranks 7 and Mutuel ranks 8, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | KPT | Mutuel | Gap |
|---|---|---|---|
| 300 | CHF 632.10 | CHF 629.30 | + 2.80 |
| 500 | CHF 620.50 | CHF 617.80 | + 2.70 |
| 1'000 | CHF 591.30 | CHF 588.80 | + 2.50 |
| 1'500 | CHF 562.10 | CHF 559.30 | + 2.80 |
| 2'000 | — | CHF 530.30 | — |
| 2'500 | CHF 503.80 | CHF 501.30 | + 2.50 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | KPT | Mutuel |
|---|---|---|
| Other model | CHF 531.30 | CHF 538.00 |
| Family doctor | CHF 551.50 | CHF 572.70 |
| HMO practice | CHF 551.50 | CHF 553.80 |
| Free choice of doctor | CHF 632.10 | CHF 629.30 |
How they moved in this region
Against 2025, KPT moves by + 1.0 % and Mutuel by + 4.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.