KPT or Mutuel in Region 1 of canton Valais?
In Region 1, Mutuel is CHF 20.40 a year cheaper than KPT for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Mutuel comes down to CHF 503.20 a month, KPT to CHF 504.90. The gap is CHF 20.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Atupri, at CHF 481.20 a month. Moving there rather than to Mutuel is worth CHF 264.00 more a year. Atupri
Where they stand in the region
KPT ranks 14 and Mutuel ranks 12, out of 26 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | KPT | Mutuel | Gap |
|---|---|---|---|
| 300 | CHF 605.00 | CHF 599.00 | + 6.00 |
| 500 | CHF 593.40 | CHF 587.50 | + 5.90 |
| 1'000 | CHF 564.20 | CHF 558.50 | + 5.70 |
| 1'500 | CHF 535.00 | CHF 529.00 | + 6.00 |
| 2'000 | — | CHF 500.00 | — |
| 2'500 | CHF 476.70 | CHF 471.00 | + 5.70 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | KPT | Mutuel |
|---|---|---|
| Family doctor | CHF 504.90 | CHF 545.10 |
| Other model | CHF 509.70 | CHF 503.20 |
| Free choice of doctor | CHF 605.00 | CHF 599.00 |
| HMO practice | — | CHF 527.20 |
How they moved in this region
Against 2025, KPT moves by + 4.8 % and Mutuel by + 6.2 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.