KPT or Mutuel in Region 2 of canton Valais?

In Region 2, KPT is CHF 411.60 a year cheaper than Mutuel for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

KPT comes down to CHF 443.80 a month, Mutuel to CHF 478.10. The gap is CHF 411.60 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Agrisano, at CHF 406.30 a month. Moving there rather than to KPT is worth CHF 450.00 more a year. Agrisano

KPT ranks 9 and Mutuel ranks 21, out of 28 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	KPT	Mutuel	Gap
300	CHF 522.70	CHF 569.10	− 46.40
500	CHF 511.10	CHF 557.60	− 46.50
1'000	CHF 481.90	CHF 528.60	− 46.70
1'500	CHF 452.70	CHF 499.10	− 46.40
2'000	—	CHF 470.10	—
2'500	CHF 394.40	CHF 441.10	− 46.70

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, KPT moves by + 4.2 % and Mutuel by + 6.2 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.