KPT or ÖKK in Region 1 of canton Valais?
In Region 1, ÖKK is CHF 64.80 a year cheaper than KPT for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 499.50 a month, KPT to CHF 504.90. The gap is CHF 64.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Atupri, at CHF 481.20 a month. Moving there rather than to ÖKK is worth CHF 219.60 more a year. Atupri
Where they stand in the region
KPT ranks 14 and ÖKK ranks 9, out of 26 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | KPT | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 605.00 | CHF 555.00 | + 50.00 |
| 500 | CHF 593.40 | CHF 543.40 | + 50.00 |
| 1'000 | CHF 564.20 | CHF 514.20 | + 50.00 |
| 1'500 | CHF 535.00 | CHF 485.00 | + 50.00 |
| 2'000 | — | CHF 455.90 | — |
| 2'500 | CHF 476.70 | CHF 426.70 | + 50.00 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | KPT | ÖKK |
|---|---|---|
| Family doctor | CHF 504.90 | CHF 499.50 |
| Other model | CHF 509.70 | CHF 499.50 |
| Free choice of doctor | CHF 605.00 | CHF 555.00 |
| HMO practice | — | CHF 527.30 |
How they moved in this region
Against 2025, KPT moves by + 4.8 % and ÖKK by + 3.0 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.