KPT or ÖKK in Region 1 of canton Vaud?
In Region 1, ÖKK is CHF 337.20 a year cheaper than KPT for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 594.00 a month, KPT to CHF 622.10. The gap is CHF 337.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Atupri, at CHF 570.10 a month. Moving there rather than to ÖKK is worth CHF 286.80 more a year. Atupri
Where they stand in the region
KPT ranks 16 and ÖKK ranks 11, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | KPT | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 745.50 | CHF 660.00 | + 85.50 |
| 500 | CHF 733.90 | CHF 648.40 | + 85.50 |
| 1'000 | CHF 704.70 | CHF 619.20 | + 85.50 |
| 1'500 | CHF 675.50 | CHF 590.00 | + 85.50 |
| 2'000 | — | CHF 560.90 | — |
| 2'500 | CHF 617.20 | CHF 531.70 | + 85.50 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | KPT | ÖKK |
|---|---|---|
| Other model | CHF 622.10 | CHF 610.50 |
| HMO practice | CHF 640.60 | CHF 627.00 |
| Family doctor | CHF 652.90 | CHF 594.00 |
| Free choice of doctor | CHF 745.50 | CHF 660.00 |
How they moved in this region
Against 2025, KPT moves by + 5.9 % and ÖKK by + 2.6 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.