Mutuel or EGK in Region 1 of canton Basel-Landschaft?

In Region 1, Mutuel is CHF 794.40 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Mutuel comes down to CHF 572.40 a month, EGK to CHF 638.60. The gap is CHF 794.40 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Sanitas, at CHF 558.30 a month. Moving there rather than to Mutuel is worth CHF 169.20 more a year. Sanitas

Mutuel ranks 9 and EGK ranks 20, out of 23 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	Mutuel	EGK	Gap
300	CHF 669.40	CHF 751.20	− 81.80
500	CHF 657.90	CHF 739.60	− 81.70
1'000	CHF 628.90	CHF 710.40	− 81.50
1'500	CHF 599.40	CHF 681.20	− 81.80
2'000	CHF 570.40	CHF 652.10	− 81.70
2'500	CHF 541.40	CHF 622.90	− 81.50

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, Mutuel moves by + 4.9 % and EGK by + 4.3 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.