Mutuel or EGK in Region 2 of canton Basel-Landschaft?

In Region 2, Mutuel is CHF 121.20 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Mutuel comes down to CHF 538.00 a month, EGK to CHF 548.10. The gap is CHF 121.20 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Agrisano, at CHF 494.80 a month. Moving there rather than to Mutuel is worth CHF 518.40 more a year. Agrisano

Mutuel ranks 8 and EGK ranks 11, out of 23 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	Mutuel	EGK	Gap
300	CHF 629.30	CHF 672.40	− 43.10
500	CHF 617.80	CHF 660.70	− 42.90
1'000	CHF 588.80	CHF 631.50	− 42.70
1'500	CHF 559.30	CHF 602.40	− 43.10
2'000	CHF 530.30	CHF 573.20	− 42.90
2'500	CHF 501.30	CHF 544.00	− 42.70

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, Mutuel moves by + 4.9 % and EGK by + 4.2 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.