Mutuel or EGK in Region 2 of canton Fribourg?

In Region 2, EGK is CHF 410.40 a year cheaper than Mutuel for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

EGK comes down to CHF 478.10 a month, Mutuel to CHF 512.30. The gap is CHF 410.40 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Agrisano, at CHF 450.00 a month. Moving there rather than to EGK is worth CHF 337.20 more a year. Agrisano

Mutuel ranks 21 and EGK ranks 9, out of 23 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	Mutuel	EGK	Gap
300	CHF 609.90	CHF 553.10	+ 56.80
500	CHF 598.40	CHF 541.40	+ 57.00
1'000	CHF 569.40	CHF 512.20	+ 57.20
1'500	CHF 539.90	CHF 483.10	+ 56.80
2'000	CHF 510.90	CHF 453.90	+ 57.00
2'500	CHF 481.90	CHF 424.70	+ 57.20

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, Mutuel moves by + 3.9 % and EGK by + 0.6 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.