Mutuel or EGK in Region 2 of canton Grisons?

In Region 2, Mutuel is CHF 566.40 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Mutuel comes down to CHF 467.60 a month, EGK to CHF 514.80. The gap is CHF 566.40 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Agrisano, at CHF 418.00 a month. Moving there rather than to Mutuel is worth CHF 595.20 more a year. Agrisano

Mutuel ranks 12 and EGK ranks 22, out of 24 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	Mutuel	EGK	Gap
300	CHF 534.30	CHF 584.90	− 50.60
500	CHF 522.80	CHF 573.30	− 50.50
1'000	CHF 493.80	CHF 544.10	− 50.30
1'500	CHF 464.30	CHF 514.90	− 50.60
2'000	CHF 435.30	CHF 485.80	− 50.50
2'500	CHF 406.30	CHF 456.60	− 50.30

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, Mutuel moves by + 6.9 % and EGK by + 3.1 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.