Mutuel or EGK in Region 1 of canton Ticino?
In Region 1, EGK is CHF 608.40 a year cheaper than Mutuel for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
EGK comes down to CHF 632.90 a month, Mutuel to CHF 683.60. The gap is CHF 608.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 583.90 a month. Moving there rather than to EGK is worth CHF 588.00 more a year. Agrisano
Where they stand in the region
Mutuel ranks 17 and EGK ranks 11, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Mutuel | EGK | Gap |
|---|---|---|---|
| 300 | CHF 772.40 | CHF 740.20 | + 32.20 |
| 500 | CHF 760.90 | CHF 728.60 | + 32.30 |
| 1'000 | CHF 731.90 | CHF 699.40 | + 32.50 |
| 1'500 | CHF 702.40 | CHF 670.20 | + 32.20 |
| 2'000 | CHF 673.40 | CHF 641.10 | + 32.30 |
| 2'500 | CHF 644.40 | CHF 611.90 | + 32.50 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Mutuel | EGK |
|---|---|---|
| Other model | CHF 683.60 | CHF 632.90 |
| Family doctor | CHF 702.90 | CHF 632.90 |
| Free choice of doctor | CHF 772.40 | CHF 740.20 |
How they moved in this region
Against 2025, Mutuel moves by + 3.3 % and EGK by + 5.2 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.