Mutuel or EGK in Region 2 of canton Ticino?
In Region 2, EGK is CHF 774.00 a year cheaper than Mutuel for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
EGK comes down to CHF 584.90 a month, Mutuel to CHF 649.40. The gap is CHF 774.00 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 539.00 a month. Moving there rather than to EGK is worth CHF 550.80 more a year. Agrisano
Where they stand in the region
Mutuel ranks 18 and EGK ranks 10, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Mutuel | EGK | Gap |
|---|---|---|---|
| 300 | CHF 733.80 | CHF 692.10 | + 41.70 |
| 500 | CHF 722.30 | CHF 680.50 | + 41.80 |
| 1'000 | CHF 693.30 | CHF 651.30 | + 42.00 |
| 1'500 | CHF 663.80 | CHF 622.10 | + 41.70 |
| 2'000 | CHF 634.80 | CHF 593.00 | + 41.80 |
| 2'500 | CHF 605.80 | CHF 563.80 | + 42.00 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Mutuel | EGK |
|---|---|---|
| Other model | CHF 649.40 | CHF 584.90 |
| Family doctor | CHF 667.80 | CHF 591.80 |
| Free choice of doctor | CHF 733.80 | CHF 692.10 |
How they moved in this region
Against 2025, Mutuel moves by + 3.3 % and EGK by + 5.8 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.