Mutuel or EGK in Region 1 of canton Valais?
In Region 1, Mutuel is CHF 326.40 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Mutuel comes down to CHF 503.20 a month, EGK to CHF 530.40. The gap is CHF 326.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Atupri, at CHF 481.20 a month. Moving there rather than to Mutuel is worth CHF 264.00 more a year. Atupri
Where they stand in the region
Mutuel ranks 12 and EGK ranks 20, out of 26 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Mutuel | EGK | Gap |
|---|---|---|---|
| 300 | CHF 599.00 | CHF 586.00 | + 13.00 |
| 500 | CHF 587.50 | CHF 574.40 | + 13.10 |
| 1'000 | CHF 558.50 | CHF 545.20 | + 13.30 |
| 1'500 | CHF 529.00 | CHF 516.00 | + 13.00 |
| 2'000 | CHF 500.00 | CHF 486.90 | + 13.10 |
| 2'500 | CHF 471.00 | CHF 457.70 | + 13.30 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Mutuel | EGK |
|---|---|---|
| Other model | CHF 503.20 | CHF 530.40 |
| HMO practice | CHF 527.20 | — |
| Family doctor | CHF 545.10 | CHF 565.50 |
| Free choice of doctor | CHF 599.00 | CHF 586.00 |
How they moved in this region
Against 2025, Mutuel moves by + 6.2 % and EGK by + 2.8 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.