Mutuel or EGK in Region 2 of canton Valais?

In Region 2, EGK is CHF 66.00 a year cheaper than Mutuel for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

EGK comes down to CHF 472.60 a month, Mutuel to CHF 478.10. The gap is CHF 66.00 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Agrisano, at CHF 406.30 a month. Moving there rather than to EGK is worth CHF 795.60 more a year. Agrisano

Mutuel ranks 21 and EGK ranks 19, out of 28 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	Mutuel	EGK	Gap
300	CHF 569.10	CHF 539.20	+ 29.90
500	CHF 557.60	CHF 527.50	+ 30.10
1'000	CHF 528.60	CHF 498.30	+ 30.30
1'500	CHF 499.10	CHF 469.20	+ 29.90
2'000	CHF 470.10	CHF 440.00	+ 30.10
2'500	CHF 441.10	CHF 410.80	+ 30.30

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, Mutuel moves by + 6.2 % and EGK by + 1.5 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.