Mutuel or EGK in Region 1 of canton Vaud?
In Region 1, Mutuel is CHF 106.80 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Mutuel comes down to CHF 617.50 a month, EGK to CHF 626.40. The gap is CHF 106.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Atupri, at CHF 570.10 a month. Moving there rather than to Mutuel is worth CHF 568.80 more a year. Atupri
Where they stand in the region
Mutuel ranks 15 and EGK ranks 17, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Mutuel | EGK | Gap |
|---|---|---|---|
| 300 | CHF 718.00 | CHF 699.80 | + 18.20 |
| 500 | CHF 706.50 | CHF 688.20 | + 18.30 |
| 1'000 | CHF 677.50 | CHF 659.00 | + 18.50 |
| 1'500 | CHF 648.00 | CHF 629.80 | + 18.20 |
| 2'000 | CHF 619.00 | CHF 600.70 | + 18.30 |
| 2'500 | CHF 590.00 | CHF 571.50 | + 18.50 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Mutuel | EGK |
|---|---|---|
| Other model | CHF 617.50 | CHF 626.40 |
| HMO practice | CHF 631.90 | — |
| Family doctor | CHF 653.40 | CHF 626.40 |
| Free choice of doctor | CHF 718.00 | CHF 699.80 |
How they moved in this region
Against 2025, Mutuel moves by + 3.1 % and EGK by + 3.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.