Mutuel or EGK in Region 2 of canton Vaud?
In Region 2, EGK is CHF 314.40 a year cheaper than Mutuel for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
EGK comes down to CHF 554.30 a month, Mutuel to CHF 580.50. The gap is CHF 314.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Assura-Basis, at CHF 537.30 a month. Moving there rather than to EGK is worth CHF 204.00 more a year. Assura-Basis
Where they stand in the region
Mutuel ranks 17 and EGK ranks 6, out of 21 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Mutuel | EGK | Gap |
|---|---|---|---|
| 300 | CHF 675.00 | CHF 633.40 | + 41.60 |
| 500 | CHF 663.50 | CHF 621.70 | + 41.80 |
| 1'000 | CHF 634.50 | CHF 592.50 | + 42.00 |
| 1'500 | CHF 605.00 | CHF 563.40 | + 41.60 |
| 2'000 | CHF 576.00 | CHF 534.20 | + 41.80 |
| 2'500 | CHF 547.00 | CHF 505.00 | + 42.00 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Mutuel | EGK |
|---|---|---|
| Other model | CHF 580.50 | CHF 554.30 |
| HMO practice | CHF 594.00 | — |
| Family doctor | CHF 614.20 | CHF 554.30 |
| Free choice of doctor | CHF 675.00 | CHF 633.40 |
How they moved in this region
Against 2025, Mutuel moves by + 3.1 % and EGK by + 4.5 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.