Mutuel or EGK in Region 2 of canton Zurich?
In Region 2, EGK is CHF 170.40 a year cheaper than Mutuel for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
EGK comes down to CHF 517.10 a month, Mutuel to CHF 531.30. The gap is CHF 170.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 467.90 a month. Moving there rather than to EGK is worth CHF 590.40 more a year. Agrisano
Where they stand in the region
Mutuel ranks 23 and EGK ranks 20, out of 27 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Mutuel | EGK | Gap |
|---|---|---|---|
| 300 | CHF 614.30 | CHF 586.90 | + 27.40 |
| 500 | CHF 602.80 | CHF 575.30 | + 27.50 |
| 1'000 | CHF 573.80 | CHF 546.10 | + 27.70 |
| 1'500 | CHF 544.30 | CHF 516.90 | + 27.40 |
| 2'000 | CHF 515.30 | CHF 487.80 | + 27.50 |
| 2'500 | CHF 486.30 | CHF 458.60 | + 27.70 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Mutuel | EGK |
|---|---|---|
| Other model | CHF 531.30 | CHF 517.10 |
| HMO practice | CHF 540.60 | — |
| Family doctor | CHF 559.00 | CHF 528.30 |
| Free choice of doctor | CHF 614.30 | CHF 586.90 |
How they moved in this region
Against 2025, Mutuel moves by + 3.6 % and EGK by + 4.2 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.