Mutuel or ÖKK in Region 1 of canton Basel-Landschaft?
In Region 1, ÖKK is CHF 140.40 a year cheaper than Mutuel for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 560.70 a month, Mutuel to CHF 572.40. The gap is CHF 140.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Sanitas, at CHF 558.30 a month. Moving there rather than to ÖKK is worth CHF 28.80 more a year. Sanitas
Where they stand in the region
Mutuel ranks 9 and ÖKK ranks 4, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Mutuel | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 669.40 | CHF 630.00 | + 39.40 |
| 500 | CHF 657.90 | CHF 618.40 | + 39.50 |
| 1'000 | CHF 628.90 | CHF 589.20 | + 39.70 |
| 1'500 | CHF 599.40 | CHF 560.00 | + 39.40 |
| 2'000 | CHF 570.40 | CHF 530.90 | + 39.50 |
| 2'500 | CHF 541.40 | CHF 501.70 | + 39.70 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Mutuel | ÖKK |
|---|---|---|
| Other model | CHF 572.40 | CHF 567.00 |
| HMO practice | CHF 589.10 | CHF 560.70 |
| Family doctor | CHF 609.20 | CHF 567.00 |
| Free choice of doctor | CHF 669.40 | CHF 630.00 |
How they moved in this region
Against 2025, Mutuel moves by + 4.9 % and ÖKK by + 4.6 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.