Mutuel or ÖKK in Region 2 of canton Basel-Landschaft?
In Region 2, ÖKK is CHF 207.60 a year cheaper than Mutuel for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 520.70 a month, Mutuel to CHF 538.00. The gap is CHF 207.60 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 494.80 a month. Moving there rather than to ÖKK is worth CHF 310.80 more a year. Agrisano
Where they stand in the region
Mutuel ranks 8 and ÖKK ranks 2, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Mutuel | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 629.30 | CHF 585.00 | + 44.30 |
| 500 | CHF 617.80 | CHF 573.40 | + 44.40 |
| 1'000 | CHF 588.80 | CHF 544.20 | + 44.60 |
| 1'500 | CHF 559.30 | CHF 515.00 | + 44.30 |
| 2'000 | CHF 530.30 | CHF 485.90 | + 44.40 |
| 2'500 | CHF 501.30 | CHF 456.70 | + 44.60 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Mutuel | ÖKK |
|---|---|---|
| Other model | CHF 538.00 | CHF 526.50 |
| HMO practice | CHF 553.80 | CHF 520.70 |
| Family doctor | CHF 572.70 | CHF 526.50 |
| Free choice of doctor | CHF 629.30 | CHF 585.00 |
How they moved in this region
Against 2025, Mutuel moves by + 4.9 % and ÖKK by + 5.7 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.