Mutuel or ÖKK in Region 1 of canton Valais?
In Region 1, ÖKK is CHF 44.40 a year cheaper than Mutuel for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 499.50 a month, Mutuel to CHF 503.20. The gap is CHF 44.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Atupri, at CHF 481.20 a month. Moving there rather than to ÖKK is worth CHF 219.60 more a year. Atupri
Where they stand in the region
Mutuel ranks 12 and ÖKK ranks 9, out of 26 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Mutuel | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 599.00 | CHF 555.00 | + 44.00 |
| 500 | CHF 587.50 | CHF 543.40 | + 44.10 |
| 1'000 | CHF 558.50 | CHF 514.20 | + 44.30 |
| 1'500 | CHF 529.00 | CHF 485.00 | + 44.00 |
| 2'000 | CHF 500.00 | CHF 455.90 | + 44.10 |
| 2'500 | CHF 471.00 | CHF 426.70 | + 44.30 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Mutuel | ÖKK |
|---|---|---|
| Other model | CHF 503.20 | CHF 499.50 |
| HMO practice | CHF 527.20 | CHF 527.30 |
| Family doctor | CHF 545.10 | CHF 499.50 |
| Free choice of doctor | CHF 599.00 | CHF 555.00 |
How they moved in this region
Against 2025, Mutuel moves by + 6.2 % and ÖKK by + 3.0 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.