Mutuel or ÖKK in Region 2 of canton Valais?
In Region 2, ÖKK is CHF 553.20 a year cheaper than Mutuel for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 432.00 a month, Mutuel to CHF 478.10. The gap is CHF 553.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 406.30 a month. Moving there rather than to ÖKK is worth CHF 308.40 more a year. Agrisano
Where they stand in the region
Mutuel ranks 21 and ÖKK ranks 6, out of 28 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Mutuel | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 569.10 | CHF 480.00 | + 89.10 |
| 500 | CHF 557.60 | CHF 468.40 | + 89.20 |
| 1'000 | CHF 528.60 | CHF 439.20 | + 89.40 |
| 1'500 | CHF 499.10 | CHF 410.00 | + 89.10 |
| 2'000 | CHF 470.10 | CHF 380.90 | + 89.20 |
| 2'500 | CHF 441.10 | CHF 351.70 | + 89.40 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Mutuel | ÖKK |
|---|---|---|
| Other model | CHF 478.10 | CHF 432.00 |
| HMO practice | CHF 500.80 | CHF 456.00 |
| Family doctor | CHF 517.90 | CHF 432.00 |
| Free choice of doctor | CHF 569.10 | CHF 480.00 |
How they moved in this region
Against 2025, Mutuel moves by + 6.2 % and ÖKK by + 3.7 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.