Sanitas or CONCORDIA in Region 1 of canton Basel-Landschaft?
In Region 1, Sanitas is CHF 420.00 a year cheaper than CONCORDIA for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Sanitas comes down to CHF 558.30 a month, CONCORDIA to CHF 593.30. The gap is CHF 420.00 a year, 300-franc deductible, accident cover included.
What the question hides
Sanitas is also the cheapest insurer in the region, out of 23 active insurers. Duel and ranking give the same answer here.
Where they stand in the region
Sanitas ranks 1 and CONCORDIA ranks 13, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Sanitas | CONCORDIA | Gap |
|---|---|---|---|
| 300 | CHF 656.80 | CHF 685.80 | − 29.00 |
| 500 | CHF 645.20 | CHF 674.20 | − 29.00 |
| 1'000 | CHF 616.00 | CHF 645.00 | − 29.00 |
| 1'500 | CHF 586.80 | CHF 615.80 | − 29.00 |
| 2'000 | CHF 557.70 | CHF 586.70 | − 29.00 |
| 2'500 | CHF 528.50 | CHF 557.50 | − 29.00 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Sanitas | CONCORDIA |
|---|---|---|
| Other model | CHF 558.30 | CHF 593.30 |
| Family doctor | CHF 571.40 | CHF 603.60 |
| HMO practice | CHF 597.70 | CHF 593.30 |
| Free choice of doctor | CHF 656.80 | CHF 685.80 |
How they moved in this region
Against 2025, Sanitas moves by + 3.0 % and CONCORDIA by + 9.3 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.