Sanitas or CONCORDIA in Region 2 of canton Basel-Landschaft?
In Region 2, CONCORDIA is CHF 12.00 a year cheaper than Sanitas for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
CONCORDIA comes down to CHF 555.30 a month, Sanitas to CHF 556.30. The gap is CHF 12.00 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 494.80 a month. Moving there rather than to CONCORDIA is worth CHF 726.00 more a year. Agrisano
Where they stand in the region
Sanitas ranks 14 and CONCORDIA ranks 13, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Sanitas | CONCORDIA | Gap |
|---|---|---|---|
| 300 | CHF 639.40 | CHF 641.90 | − 2.50 |
| 500 | CHF 627.80 | CHF 630.30 | − 2.50 |
| 1'000 | CHF 598.60 | CHF 601.10 | − 2.50 |
| 1'500 | CHF 569.40 | CHF 571.90 | − 2.50 |
| 2'000 | CHF 540.30 | CHF 542.80 | − 2.50 |
| 2'500 | CHF 511.10 | CHF 513.60 | − 2.50 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Sanitas | CONCORDIA |
|---|---|---|
| Family doctor | CHF 556.30 | CHF 564.90 |
| Other model | CHF 575.50 | CHF 555.30 |
| HMO practice | CHF 581.90 | CHF 555.30 |
| Free choice of doctor | CHF 639.40 | CHF 641.90 |
How they moved in this region
Against 2025, Sanitas moves by + 2.9 % and CONCORDIA by + 9.3 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.