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Sanitas or CONCORDIA in Region 2 of canton Ticino?

In Region 2, CONCORDIA is CHF 173.40 a year cheaper than Sanitas for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

CONCORDIA comes down to CHF 571.60 a month, Sanitas to CHF 586.05. The gap is CHF 173.40 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 539.00 a month. Moving there rather than to CONCORDIA is worth CHF 391.20 more a year. Agrisano

Where they stand in the region

Sanitas ranks 11 and CONCORDIA ranks 5, out of 21 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSanitasCONCORDIAGap
300CHF 673.60CHF 676.40− 2.80
500CHF 662.00CHF 664.80− 2.80
1'000CHF 632.80CHF 635.60− 2.80
1'500CHF 603.60CHF 606.40− 2.80
2'000CHF 574.50CHF 577.30− 2.80
2'500CHF 545.30CHF 548.10− 2.80

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSanitasCONCORDIA
Family doctorCHF 586.05CHF 602.00
Other modelCHF 606.30CHF 581.80
HMO practiceCHF 613.00CHF 571.60
Free choice of doctorCHF 673.60CHF 676.40

How they moved in this region

Against 2025, Sanitas moves by + 5.1 % and CONCORDIA by + 6.2 % in this region.

Sanitas, CONCORDIA, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.