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Sanitas or CONCORDIA in Region 1 of canton Valais?

In Region 1, Sanitas is CHF 130.80 a year cheaper than CONCORDIA for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Sanitas comes down to CHF 487.10 a month, CONCORDIA to CHF 498.00. The gap is CHF 130.80 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Atupri, at CHF 481.20 a month. Moving there rather than to Sanitas is worth CHF 70.80 more a year. Atupri

Where they stand in the region

Sanitas ranks 2 and CONCORDIA ranks 6, out of 26 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSanitasCONCORDIAGap
300CHF 559.90CHF 575.70− 15.80
500CHF 548.30CHF 564.10− 15.80
1'000CHF 519.10CHF 534.90− 15.80
1'500CHF 489.90CHF 505.70− 15.80
2'000CHF 460.80CHF 476.60− 15.80
2'500CHF 431.60CHF 447.40− 15.80

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSanitasCONCORDIA
Family doctorCHF 487.10CHF 512.40
Other modelCHF 504.00CHF 498.00
HMO practiceCHF 509.60CHF 498.00
Free choice of doctorCHF 559.90CHF 575.70

How they moved in this region

Against 2025, Sanitas moves by + 4.6 % and CONCORDIA by + 8.2 % in this region.

Sanitas, CONCORDIA, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.