Sanitas or CONCORDIA in Region 2 of canton Valais?
In Region 2, CONCORDIA is CHF 500.40 a year cheaper than Sanitas for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
CONCORDIA comes down to CHF 450.70 a month, Sanitas to CHF 492.40. The gap is CHF 500.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 406.30 a month. Moving there rather than to CONCORDIA is worth CHF 532.80 more a year. Agrisano
Where they stand in the region
Sanitas ranks 22 and CONCORDIA ranks 15, out of 28 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Sanitas | CONCORDIA | Gap |
|---|---|---|---|
| 300 | CHF 566.00 | CHF 521.00 | + 45.00 |
| 500 | CHF 554.40 | CHF 509.40 | + 45.00 |
| 1'000 | CHF 525.20 | CHF 480.20 | + 45.00 |
| 1'500 | CHF 496.00 | CHF 451.00 | + 45.00 |
| 2'000 | CHF 466.90 | CHF 421.90 | + 45.00 |
| 2'500 | CHF 437.70 | CHF 392.70 | + 45.00 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Sanitas | CONCORDIA |
|---|---|---|
| Family doctor | CHF 492.40 | CHF 463.70 |
| Other model | CHF 509.40 | CHF 450.70 |
| HMO practice | CHF 515.10 | CHF 450.70 |
| Free choice of doctor | CHF 566.00 | CHF 521.00 |
How they moved in this region
Against 2025, Sanitas moves by + 2.5 % and CONCORDIA by + 7.2 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.