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Sanitas or CONCORDIA in Region 1 of canton Vaud?

In Region 1, Sanitas is CHF 308.40 a year cheaper than CONCORDIA for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Sanitas comes down to CHF 571.00 a month, CONCORDIA to CHF 596.70. The gap is CHF 308.40 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Atupri, at CHF 570.10 a month. Moving there rather than to Sanitas is worth CHF 10.80 more a year. Atupri

Where they stand in the region

Sanitas ranks 2 and CONCORDIA ranks 12, out of 21 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSanitasCONCORDIAGap
300CHF 675.70CHF 689.80− 14.10
500CHF 664.10CHF 678.20− 14.10
1'000CHF 634.90CHF 649.00− 14.10
1'500CHF 605.70CHF 619.80− 14.10
2'000CHF 576.60CHF 590.70− 14.10
2'500CHF 547.40CHF 561.50− 14.10

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSanitasCONCORDIA
Other modelCHF 571.00CHF 596.70
Family doctorCHF 587.85CHF 610.50
HMO practiceCHF 614.90CHF 596.70
Free choice of doctorCHF 675.70CHF 689.80

How they moved in this region

Against 2025, Sanitas moves by + 2.7 % and CONCORDIA by + 6.7 % in this region.

Sanitas, CONCORDIA, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.