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Sanitas or CONCORDIA in Region 2 of canton Vaud?

In Region 2, Sanitas is CHF 58.80 a year cheaper than CONCORDIA for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Sanitas comes down to CHF 561.60 a month, CONCORDIA to CHF 566.50. The gap is CHF 58.80 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Assura-Basis, at CHF 537.30 a month. Moving there rather than to Sanitas is worth CHF 291.60 more a year. Assura-Basis

Where they stand in the region

Sanitas ranks 11 and CONCORDIA ranks 15, out of 21 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleSanitasCONCORDIAGap
300CHF 668.50CHF 654.80+ 13.70
500CHF 656.90CHF 643.20+ 13.70
1'000CHF 627.70CHF 614.00+ 13.70
1'500CHF 598.50CHF 584.80+ 13.70
2'000CHF 569.40CHF 555.70+ 13.70
2'500CHF 540.20CHF 526.50+ 13.70

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelSanitasCONCORDIA
Other modelCHF 561.60CHF 566.50
Family doctorCHF 581.60CHF 579.50
HMO practiceCHF 608.40CHF 566.50
Free choice of doctorCHF 668.50CHF 654.80

How they moved in this region

Against 2025, Sanitas moves by + 0.4 % and CONCORDIA by + 6.7 % in this region.

Sanitas, CONCORDIA, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.