Sanitas or EGK in Region 2 of canton Basel-Landschaft?

In Region 2, EGK is CHF 98.40 a year cheaper than Sanitas for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

EGK comes down to CHF 548.10 a month, Sanitas to CHF 556.30. The gap is CHF 98.40 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Agrisano, at CHF 494.80 a month. Moving there rather than to EGK is worth CHF 639.60 more a year. Agrisano

Sanitas ranks 14 and EGK ranks 11, out of 23 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	Sanitas	EGK	Gap
300	CHF 639.40	CHF 672.40	− 33.00
500	CHF 627.80	CHF 660.70	− 32.90
1'000	CHF 598.60	CHF 631.50	− 32.90
1'500	CHF 569.40	CHF 602.40	− 33.00
2'000	CHF 540.30	CHF 573.20	− 32.90
2'500	CHF 511.10	CHF 544.00	− 32.90

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, Sanitas moves by + 2.9 % and EGK by + 4.2 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.