Sanitas or EGK in Region 2 of canton Bern?
In Region 2, EGK is CHF 403.20 a year cheaper than Sanitas for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
EGK comes down to CHF 511.70 a month, Sanitas to CHF 545.30. The gap is CHF 403.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Visana, at CHF 493.60 a month. Moving there rather than to EGK is worth CHF 217.20 more a year. Visana
Where they stand in the region
Sanitas ranks 20 and EGK ranks 6, out of 26 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Sanitas | EGK | Gap |
|---|---|---|---|
| 300 | CHF 626.80 | CHF 620.60 | + 6.20 |
| 500 | CHF 615.20 | CHF 608.90 | + 6.30 |
| 1'000 | CHF 586.00 | CHF 579.80 | + 6.20 |
| 1'500 | CHF 556.80 | CHF 550.60 | + 6.20 |
| 2'000 | CHF 527.70 | CHF 521.40 | + 6.30 |
| 2'500 | CHF 498.50 | CHF 492.30 | + 6.20 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Sanitas | EGK |
|---|---|---|
| Family doctor | CHF 545.30 | CHF 558.60 |
| Other model | CHF 551.60 | CHF 511.70 |
| HMO practice | CHF 570.40 | — |
| Free choice of doctor | CHF 626.80 | CHF 620.60 |
How they moved in this region
Against 2025, Sanitas moves by + 3.0 % and EGK by + 4.7 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.